Jason Spates’s Blog

Different Types of Credit

Different Types of Credit

Credit plays a significant role in our financial lives, allowing us to make purchases and fulfill our financial needs when our funds are insufficient. Understanding the different types of credit available can help us make informed decisions and manage our finances...

When Is the Best Age to Begin Investing?

When Is the Best Age to Begin Investing?

Most people have heard about investing, even if they've never personally done it. There's a saying that it is never too late to start saving or investing. But that begs the question, when is the right time to start? The best time to start investing is when you're...

How to Establish (and Maintain) a Budget

How to Establish (and Maintain) a Budget

  A budget is a plan that helps you manage your spending and goals. It can be used to keep track of all of your expenses and income for a specific period. Although it's commonly associated with restricting spending, a budget can be very effective. A budget can...

Common Financial Scams to Avoid

Since you've worked hard to achieve financial goals, you must keep up with the latest developments in financial scams. Learn more about how to protect yourself from these types of financial exploitation. The rise of financial scams is due to the increasing number of...

The Different Types of Credit

The Different Types of Credit

Not every type of debt is treated equally regarding your credit score. Many credit accounts can be used, such as student loans, credit cards, and mortgages. However, did you know that all of these can be classified into three different types of credit? Lenders can...

Tips for Tackling Your Debt Efficiently

Tips for Tackling Your Debt Efficiently

Even if you have no home mortgages, you may struggle with debt. You're not alone! The average American has around $80,000 in debt, excluding credit card balances and medical bills. Unplanned or unexpected debts can also trigger financial insecurity. In other words,...

The Basics of Estate Planning

The Basics of Estate Planning

  An estate planning process is a process that involves establishing a plan that will allow you to receive your assets and manage your affairs if you are unable to do so on your own. It can be very complex and feel like an overwhelming burden. While it's commonly...

Tips for Achieving Financial Independence

Tips for Achieving Financial Independence

Gaining financial independence isn't an easy feat. However, with the right advice, it can be done. Some people have gone through it successfully. Unfortunately, many people fail to achieve financial independence due to their over-reliance on debt. Even though they...

Stock Investing for Beginners

Stock Investing for Beginners

Getting started with investing in stocks is surprisingly easy, and it's also advantageous once you've established a good habit of setting aside money. This is a great way to start building wealth while you're busy working. Investing is the process of laying out money...